CAGR Calculator

Calculate the annualized growth rate between an investment's two values. Enter your own values below to see compound annual growth rate and check the method behind it.

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Change the example values to match your situation.

Your result

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Fill in your inputs and select Calculate.
Your result and breakdown will appear here.

How this calculator works

CAGR = ((ending value / starting value) ^ (1 / years) − 1) × 100.

Before you use the result

  • For a single initial investment and a final value. Use XIRR when there are intermediate deposits or withdrawals.

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What is CAGR Calculator?

CAGR Calculator helps you calculate the annualized growth rate between an investment's two values.

The main result is compound annual growth rate. The formula, example and assumptions below explain how to interpret it.

How to use CAGR Calculator

Use the example to get familiar with the form, then enter your own figures. Any rates in the example are illustrative. Check the field labels and units before calculating.

  1. Gather starting value (₹), ending value (₹) and elapsed years (years). Use values from the same situation or reporting period.
  2. Replace the example starting value with your own value, then complete the other fields. Check the displayed units.
  3. Select Calculate and read compound annual growth rate. Change one input and calculate again to compare a second scenario. Reset restores the original example.
  • Enter starting value in ₹, at least 0.01. Decimals are accepted.
  • Enter ending value in ₹, at least 0. Decimals are accepted.
  • Enter elapsed years in years, at least 0.000001 and at most 1000. Decimals are accepted.

CAGR Calculator: a worked example

With the inputs below, the result is 12.474611 % (compound annual growth rate). Follow the example, then replace these illustrative values with your own.

Example inputs and output
Input or outputExample value
Starting value (₹)₹1,00,000
Ending value (₹)₹1,80,000
Elapsed years (years)5 years
Compound annual growth rate12.474611 %

Understanding the CAGR result

The main output is compound annual growth rate, expressed in %. It applies to the inputs and operation you selected.

Displayed results use a readable number of decimal places. When checking a result by hand, keep extra precision until the last step. To compare scenarios, change one input at a time and keep the others fixed.

CAGR Calculator: assumptions and common mistakes

A useful estimate starts with the right inputs. Check the following assumptions and limits before applying the result to your situation.

  • For a single initial investment and a final value. Use XIRR when there are intermediate deposits or withdrawals.
  • A projected return is an assumption. Check whether fees, tax and inflation are included before comparing products.

For wider guidance, visit SEBI Investor Education. The formula and scope of this specific tool are stated on this page.

CAGR Calculator FAQs

What does CAGR Calculator calculate?

CAGR Calculator helps you calculate the annualized growth rate between an investment's two values. Its main output is compound annual growth rate in %.

What inputs do I need for CAGR Calculator?

You need starting value (₹), ending value (₹) and elapsed years (years). Use the field labels and units to match your figures to the formula.

Which formula does CAGR Calculator use?

CAGR = ((ending value / starting value) ^ (1 / years) − 1) × 100.

What is a worked example for CAGR Calculator?

Example inputs: Starting value: ₹1,00,000; Ending value: ₹1,80,000; Elapsed years: 5 years. The result is 12.474611 % (compound annual growth rate).

How should I enter starting value?

Enter starting value in ₹, at least 0.01. Decimals are accepted.

How do I choose ending value?

Enter ending value in ₹, at least 0. Decimals are accepted. The example uses ₹1,80,000; replace it if your circumstances differ.

How should I read compound annual growth rate?

The main output is compound annual growth rate, expressed in %. It applies to the inputs and operation you selected.

Why might my CAGR Calculator result differ from my records?

For a single initial investment and a final value. Use XIRR when there are intermediate deposits or withdrawals. Differences in entered values, units or rounding can also change the comparison.

Can I compare two scenarios in CAGR Calculator?

Yes. Note your first compound annual growth rate, change starting value or another input, and select Calculate again. Editing a field clears the old result so it is not mistaken for a new calculation.

Is CAGR Calculator free, and where are my inputs calculated?

This calculator is free to use without signing in. Its formula runs in your browser; calculator inputs are not sent to a calculation API. The inputs reset to the example values when you reset the form or start a fresh page.