30 FREE TOOLS
Loans & Credit calculators
Compare repayments, interest costs and borrowing budgets before choosing a loan structure.
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EMI Calculator
Calculate monthly loan EMI, total interest and repayment at a fixed rate.
Home Loan EMI Calculator
Estimate home-loan instalments from the principal, interest rate and tenure.
Personal Loan EMI Calculator
Check the monthly repayment and total interest on a personal loan.
Car Loan EMI Calculator
Estimate a car-loan EMI before comparing vehicle finance offers.
Bike Loan EMI Calculator
Calculate bike-loan instalments and interest for your chosen repayment period.
Education Loan EMI Calculator
Estimate education-loan EMIs once regular monthly repayments begin.
Business Loan EMI Calculator
Work out a business-loan EMI and the interest across its tenure.
Gold Loan EMI Calculator
Estimate an EMI-based gold loan's monthly repayment and total interest.
Loan Eligibility Calculator
Estimate an affordable loan amount from income and existing EMI commitments.
Home Loan Eligibility Calculator
Check a home-loan amount against your income, debt ratio and tenure.
Personal Loan Eligibility Calculator
Estimate personal-loan affordability after your existing monthly loan payments.
Loan Amortization Calculator
See how each loan instalment is divided between principal and interest.
Flat vs Reducing Interest Calculator
Compare flat-rate and reducing-balance interest at the same quoted rate.
Loan Prepayment Calculator
Explore how an immediate loan prepayment changes interest and repayment.
Home Loan Prepayment Calculator
Estimate the effect of a home-loan prepayment on EMI or remaining tenure.
Balance Transfer Savings Calculator
Compare a loan balance transfer's interest savings with its switching costs.
Loan Foreclosure Calculator
Estimate the amount needed to close a loan, including entered charges.
Interest-only Loan Calculator
Calculate monthly interest payments when the principal is repaid at maturity.
Mortgage Calculator
Estimate a housing payment including loan EMI, property tax and insurance.
Down Payment Calculator
Work out a down payment and the remaining amount to finance.
Loan-to-Value (LTV) Calculator
Compare the loan amount with the property's or asset's value.
Debt-to-Income Ratio Calculator
Measure how much of your monthly income goes toward debt payments.
Credit Card EMI Calculator
Estimate credit-card purchase EMIs with the interest and fees you enter.
Credit Card Interest Calculator
Estimate credit-card interest using the balance, rate and billing days.
Credit Card Minimum Payment Calculator
Explore repayment time and interest when paying a chosen minimum amount.
Credit Utilization Calculator
Check the percentage of your available credit limit currently in use.
Credit Score Improvement Planner
Plan a balance reduction to reach a target credit-utilization percentage.
BNPL Cost Calculator
Add up a buy-now-pay-later purchase's instalments, interest and fees.
Debt Snowball Calculator
Model a debt snowball that pays smaller balances first.
Debt Avalanche Calculator
Model a debt avalanche that prioritizes higher-interest balances.
