What is LTCG Tax Calculator?
LTCG Tax Calculator helps you work out a long-term capital-gains estimate with editable exemptions and rates.
The main result is estimated tax including 4% cess, with a breakdown of gain / loss and taxable gain after exemption. The formula, example and assumptions below explain how to interpret it.
How to use LTCG Tax Calculator
Use the example to get familiar with the form, then enter your own figures. Any rates in the example are illustrative. Check the field labels and units before calculating.
- Gather sale proceeds (₹), eligible acquisition cost / adjusted tax basis (₹), eligible transfer expenses (₹), applicable available exemption (₹), applicable capital-gains rate (%) and applicable surcharge (%). Use values from the same situation or reporting period.
- Replace the example sale proceeds with your own value, then complete the other fields. Check the displayed units.
- Select Calculate and read estimated tax including 4% cess with its result breakdown. Change one input and calculate again to compare a second scenario. Reset restores the original example.
- Enter sale proceeds in ₹, at least 0. Decimals are accepted.
- Enter eligible acquisition cost / adjusted tax basis in ₹, at least 0. Decimals are accepted.
- Enter eligible transfer expenses in ₹, at least 0. Decimals are accepted.
- Enter applicable available exemption in ₹, at least 0. Decimals are accepted.
- Enter applicable capital-gains rate in %, at least 0 and at most 100. Decimals are accepted.
- Enter applicable surcharge in %, at least 0 and at most 100. Decimals are accepted.
LTCG Tax Calculator: a worked example
With the inputs below, the result is ₹0 (estimated tax including 4% cess). Follow the example, then replace these illustrative values with your own.
| Input or output | Example value |
|---|---|
| Sale proceeds (₹) | ₹3,00,000 |
| Eligible acquisition cost / adjusted tax basis (₹) | ₹2,00,000 |
| Eligible transfer expenses (₹) | ₹1,000 |
| Applicable available exemption (₹) | ₹1,25,000 |
| Applicable capital-gains rate (%) | 12.5 % |
| Applicable surcharge (%) | 0 % |
| Estimated tax including 4% cess | ₹0 |
| Gain / loss | ₹99,000 |
| Taxable gain after exemption | ₹0 |
Understanding the LTCG Tax result
Read estimated tax including 4% cess alongside gain / loss and taxable gain after exemption. These describe different parts of the same calculation.
Displayed results use a readable number of decimal places. When checking a result by hand, keep extra precision until the last step. To compare scenarios, change one input at a time and keep the others fixed.
- Example Gain / loss: ₹99,000
- Example Taxable gain after exemption: ₹0
LTCG Tax Calculator: assumptions and common mistakes
A useful estimate starts with the right inputs. Check the following assumptions and limits before applying the result to your situation.
- Rates and exemptions shown are editable examples. Asset type, holding period, transfer date, residency, indexation, loss set-off and surcharge caps determine the applicable treatment. Enter the correct tax basis and rate; no automatic asset classification.
- Use the rate and eligibility rules that apply to your transaction. An example rate does not establish a tax liability or entitlement.
For wider guidance, visit Income Tax Department. The formula and scope of this specific tool are stated on this page.
