Payment Gateway Fee Calculator

Estimate payment-gateway fees, tax on fees and the net settlement. Enter your own values below to see estimated settlement and check the method behind it.

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Your inputs

Change the example values to match your situation.

Your result

Let’s work it out.

Fill in your inputs and select Calculate.
Your result and breakdown will appear here.

How this calculator works

Settlement = payment amount − gateway fee − tax on that fee.

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What is Payment Gateway Fee Calculator?

Payment Gateway Fee Calculator helps you estimate payment-gateway fees, tax on fees and the net settlement.

The main result is estimated settlement, with a breakdown of total gateway fee. The formula, example and assumptions below explain how to interpret it.

How to use Payment Gateway Fee Calculator

Use the example to get familiar with the form, then enter your own figures. Any rates in the example are illustrative. Check the field labels and units before calculating.

  1. Gather transaction amount (₹), gateway fee (%), fixed transaction fee (₹) and tax on gateway fee (%). Use values from the same situation or reporting period.
  2. Replace the example transaction amount with your own value, then complete the other fields. Check the displayed units.
  3. Select Calculate and read estimated settlement with its result breakdown. Change one input and calculate again to compare a second scenario. Reset restores the original example.
  • Enter transaction amount in ₹, at least 0. Decimals are accepted.
  • Enter gateway fee in %, at least 0 and at most 100. Decimals are accepted.
  • Enter fixed transaction fee in ₹, at least 0. Decimals are accepted.
  • Enter tax on gateway fee in %, at least 0 and at most 100. Decimals are accepted.

Payment Gateway Fee Calculator: a worked example

With the inputs below, the result is ₹976.4 (estimated settlement). Follow the example, then replace these illustrative values with your own.

Example inputs and output
Input or outputExample value
Transaction amount (₹)₹1,000
Gateway fee (%)2 %
Fixed transaction fee (₹)₹0
Tax on gateway fee (%)18 %
Estimated settlement₹976.4
Total gateway fee₹23.6

Understanding the Payment Gateway Fee result

Read estimated settlement alongside total gateway fee. These describe different parts of the same calculation.

Displayed results use a readable number of decimal places. When checking a result by hand, keep extra precision until the last step. To compare scenarios, change one input at a time and keep the others fixed.

  • Example Total gateway fee: ₹23.6

Payment Gateway Fee Calculator: assumptions and common mistakes

A useful estimate starts with the right inputs. Check the following assumptions and limits before applying the result to your situation.

  • Separate revenue from cash receipts and cost from selling price. Check the denominator before comparing a margin with a markup.

For wider guidance, visit ICAI. The formula and scope of this specific tool are stated on this page.

Payment Gateway Fee Calculator FAQs

What does Payment Gateway Fee Calculator calculate?

Payment Gateway Fee Calculator helps you estimate payment-gateway fees, tax on fees and the net settlement. Its main output is estimated settlement in ₹.

What inputs do I need for Payment Gateway Fee Calculator?

You need transaction amount (₹), gateway fee (%), fixed transaction fee (₹) and tax on gateway fee (%). Use the field labels and units to match your figures to the formula.

Which formula does Payment Gateway Fee Calculator use?

Settlement = payment amount − gateway fee − tax on that fee.

What is a worked example for Payment Gateway Fee Calculator?

Example inputs: Transaction amount: ₹1,000; Gateway fee: 2 %; Fixed transaction fee: ₹0; Tax on gateway fee: 18 %. The result is ₹976.4 (estimated settlement).

How should I enter transaction amount?

Enter transaction amount in ₹, at least 0. Decimals are accepted.

How do I choose gateway fee?

Enter gateway fee in %, at least 0 and at most 100. Decimals are accepted. The example uses 2 %; replace it if your circumstances differ.

How should I read estimated settlement?

Read estimated settlement alongside total gateway fee. These describe different parts of the same calculation.

Why might my Payment Gateway Fee Calculator result differ from my records?

Separate revenue from cash receipts and cost from selling price. Check the denominator before comparing a margin with a markup. Differences in entered values, units or rounding can also change the comparison.

Can I compare two scenarios in Payment Gateway Fee Calculator?

Yes. Note your first estimated settlement, change transaction amount or another input, and select Calculate again. Editing a field clears the old result so it is not mistaken for a new calculation.

Is Payment Gateway Fee Calculator free, and where are my inputs calculated?

This calculator is free to use without signing in. Its formula runs in your browser; calculator inputs are not sent to a calculation API. The inputs reset to the example values when you reset the form or start a fresh page.