What is TDS on Salary Calculator?
TDS on Salary Calculator helps you spread estimated annual salary tax across the remaining payroll months.
The main result is estimated TDS per remaining month, with a breakdown of projected annual tax and remaining annual tax. The formula, example and assumptions below explain how to interpret it.
How to use TDS on Salary Calculator
Use the example to get familiar with the form, then enter your own figures. Any rates in the example are illustrative. Check the field labels and units before calculating.
- Gather projected taxable ordinary income for full year (₹), tax regime, TDS / credits already deducted (₹) and remaining payroll months. Use values from the same situation or reporting period.
- Replace the example projected taxable ordinary income for full year with your own value, then complete the other fields. Check the displayed units and each selected option.
- Select Calculate and read estimated TDS per remaining month with its result breakdown. Change one input and calculate again to compare a second scenario. Reset restores the original example.
- Enter projected taxable ordinary income for full year in ₹, at least 0. Decimals are accepted.
- Choose tax regime from New — FY 2025–26 and Old — FY 2025–26.
- Enter TDS / credits already deducted in ₹, at least 0. Decimals are accepted.
- Enter remaining payroll months, at least 1 and at most 12. Use a whole number.
TDS on Salary Calculator: a worked example
With the inputs below, the result is ₹9,866.67 (estimated TDS per remaining month). Follow the example, then replace these illustrative values with your own.
| Input or output | Example value |
|---|---|
| Projected taxable ordinary income for full year (₹) | ₹15,00,000 |
| Tax regime | New — FY 2025–26 |
| TDS / credits already deducted (₹) | ₹50,000 |
| Remaining payroll months | 6 |
| Estimated TDS per remaining month | ₹9,866.67 |
| Projected annual tax | ₹1,09,200 |
| Remaining annual tax | ₹59,200 |
Understanding the TDS on Salary result
Read estimated TDS per remaining month alongside projected annual tax and remaining annual tax. These describe different parts of the same calculation.
Displayed results use a readable number of decimal places. When checking a result by hand, keep extra precision until the last step. To compare scenarios, change one input at a time and keep the others fixed.
- Example Projected annual tax: ₹1,09,200
- Example Remaining annual tax: ₹59,200
TDS on Salary Calculator: assumptions and common mistakes
A useful estimate starts with the right inputs. Check the following assumptions and limits before applying the result to your situation.
- FY 2025–26 / AY 2026–27 ordinary-income estimate, including section 87A rebate, surcharge marginal relief and 4% cess. Enter taxable income after applicable deductions. Excludes special-rate income, agricultural-income integration, foreign tax relief and return-level rounding. This is not a calculation for a later tax year.
- Assumes a resident individual under 60. Enter taxable income after permitted deductions, including the applicable salary standard deduction.
- CTC and take-home pay describe different amounts. Use the same month or year for all salary components.
For wider guidance, visit Employees’ Provident Fund Organisation. The formula and scope of this specific tool are stated on this page.
